A financial services provider committed to trust, transparency, and responsible lending — supporting individuals, families, and businesses across Sri Lanka.
The principles that guide every decision we make and every customer we serve.
"To become the most trusted and customer-centric financial services provider, empowering our customers with reliable financial solutions and standing by them at every step of their journey."
"To deliver trusted, innovative, and customer-centric financial solutions while creating sustainable value and exceeding customer expectations through service excellence, integrity, and teamwork."
Citizens Credit Investment (Pvt) Ltd is a registered lending company incorporated under the Companies Act No. 7 of 2007 of Sri Lanka. The company was officially registered on 01 December 2021 under Company Registration No. PV00249258.
At Citizens Credit Investment (Pvt) Ltd, we are committed to providing reliable, accessible, and customer-focused financial solutions that empower individuals, families, and small businesses to achieve their financial goals. We believe that access to timely financial support plays a vital role in improving livelihoods, encouraging entrepreneurship, and strengthening communities.
Our core services include microcredit facilities for low-income communities, business loans for small enterprises and SMEs, personal loans for urgent financial needs, hire purchase facilities for motorcycles, three-wheelers, and light commercial vehicles, and gold loans designed to provide quick and convenient access to finance.
We are dedicated to delivering financial services with integrity, transparency, and professionalism while building long-term relationships based on trust and mutual respect. Through responsible lending practices, efficient service, and a customer-centric approach, we strive to become a trusted financial partner, supporting our customers at every stage of their financial journey.
At Citizens Credit Investment, our commitment extends beyond lending — we aim to create opportunities, empower communities, and contribute to the sustainable economic development of Sri Lanka.
A complete suite of financial solutions built around our customers' needs.
Accessible credit facilities for low-income communities and small entrepreneurs.
Working capital and growth funding for small enterprises and SMEs.
Quick and reliable financing for urgent personal financial needs.
Flexible facilities for motorcycles, three-wheelers, and light commercial vehicles.
Quick and convenient access to finance secured against your gold jewellery.
The foundation of every relationship we build with our customers and communities.
Building long-term relationships based on honesty and mutual respect.
Clear terms, honest communication, and no hidden charges — ever.
Responsible lending practices designed with our customers' wellbeing in mind.
Contributing to sustainable economic development across Sri Lanka.