Our Financial Services
A complete suite of financial products designed to meet every stage of your personal and business journey.
Empowering small entrepreneurs and low-income families through accessible financial solutions that support sustainable growth and improved livelihoods.
- Loan facilities from LKR 10,000 to LKR 150,000
- Individual and group lending options available
- Minimal documentation required
- Flexible weekly or monthly repayment plans
- Doorstep collection service for your convenience
Citizens Credit Investment Pvt Ltd is committed to providing reliable and responsible financial support to help individuals and small businesses achieve their goals and build a better future.
At Citizens Credit Investment Pvt Ltd, our Micro Finance program is designed to empower small entrepreneurs, self-employed individuals, and low-income families by providing accessible and affordable financial solutions. We understand that access to timely funding can make a significant difference in improving livelihoods, expanding small businesses, and creating new opportunities for growth.
Our microfinance facilities offer loan amounts ranging from LKR 10,000 to LKR 150,000 through both individual and group lending schemes. With minimal documentation requirements, flexible weekly or monthly repayment options, and convenient doorstep collection services, we make the borrowing process simple and customer-friendly.
Guided by principles of responsible lending and financial inclusion, Citizens Credit Investment is committed to supporting communities across Sri Lanka by helping individuals achieve financial stability, strengthen their income-generating activities, and build a more secure future for themselves and their families.
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Own the vehicle you need to grow your business with our flexible and affordable hire purchase solutions. Financing is available for motorcycles, three-wheelers, and small lorries with convenient repayment options tailored to your needs.
- Financing for motorcycles, three-wheelers, and small lorries
- Transparent pricing with no hidden charges
- Fast approval process within 24 hours (subject to eligibility)
- Low down-payment options
- Flexible repayment periods from 3 to 36 months
- Affordable and easy installment plans
- Convenient doorstep service
- Online payment facilities available through any bank
Citizens Credit Investment Pvt Ltd is committed to helping individuals and small business owners acquire reliable transportation through simple, flexible, and customer-friendly financing solutions.
Our Hire Purchase facility is designed to help individuals, entrepreneurs, and small business owners acquire the vehicles they need without placing a heavy burden on their finances. Whether you are purchasing a motorcycle for personal transportation, a three-wheeler for income generation, or a small lorry to support your business operations, Citizens Credit Investment Pvt Ltd offers flexible and affordable financing solutions tailored to your requirements.
We understand that reliable transportation plays a vital role in personal and business success. That is why we provide a simple application process, competitive financing terms, low down-payment options, and fast approval decisions. With repayment periods ranging from 3 to 36 months, customers can select an installment plan that best matches their financial capacity and cash flow.
Our customer-focused approach includes transparent pricing with no hidden charges, convenient doorstep service, and online payment facilities through any bank, making loan management easy and hassle-free. Backed by a commitment to responsible financing and exceptional customer service, Citizens Credit Investment Pvt Ltd helps you take the next step toward vehicle ownership with confidence, convenience, and peace of mind.
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Grow your business with purpose-built financing solutions designed to support entrepreneurs and SMEs. Whether you need working capital, business expansion funding, or financial support for growth, Citizens Credit Investment Pvt Ltd is here to help you achieve your business goals.
- Business loans up to LKR 5 million
- Working capital and term loan facilities
- SME-friendly assessment process
- Dedicated business advisory support
- Flexible repayment periods from 3 to 36 months
- Convenient doorstep service
- Online payment facilities available through any bank
- Special benefits for existing current account holders
Citizens Credit Investment Pvt Ltd provides reliable and flexible business financing solutions to help entrepreneurs strengthen operations, expand opportunities, and build a successful future.
At Citizens Credit Investment Pvt Ltd, we understand that access to timely and reliable financing is essential for business growth and long-term success. Our Business Loan solutions are specifically designed to support entrepreneurs, small and medium-sized enterprises (SMEs), and growing businesses by providing the financial resources needed to strengthen operations, seize new opportunities, and achieve sustainable growth.
Whether you require working capital to manage day-to-day business activities, funding to expand your operations, purchase equipment, increase inventory, or invest in new projects, our flexible financing solutions can be tailored to meet your unique business requirements. With loan facilities of up to LKR 5 million, an SME-friendly assessment process, and dedicated business advisory support, we make it easier for businesses to access the funding they need.
We offer flexible repayment periods ranging from 3 to 36 months, convenient doorstep service, and online payment facilities through any bank to ensure a seamless customer experience. Existing current account holders can also enjoy exclusive benefits and enhanced service offerings. Backed by a commitment to responsible lending, transparency, and customer success, Citizens Credit Investment Pvt Ltd is your trusted financial partner in building a stronger, more successful business for the future.
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Fulfill your personal financial needs with flexible loan solutions designed to support you at every stage of life. Citizens Credit Investment Pvt Ltd provides convenient and reliable personal financing options with a simple process and customer-focused service.
- Loan solutions tailored to meet your personal financial requirements
- Flexible repayment plans
- Quick and simple approval process
- Dedicated customer support
- Available for private sector employees
- Special benefits and offers for government employees
Citizens Credit Investment Pvt Ltd is committed to providing trusted financial solutions that help individuals manage their needs with confidence and convenience.
At Citizens Credit Investment Pvt Ltd, we understand that personal financial needs can arise at different stages of life. Our Personal Loan solutions are designed to provide individuals with convenient access to funds for important personal requirements such as family needs, education, emergencies, lifestyle improvements, and other financial commitments.
We offer simple and reliable loan solutions with flexible repayment options that are designed to match your financial capacity. Our customer-friendly application process ensures a smooth experience with quick approvals, minimal hassle, and dedicated support from our experienced team. Personal loan facilities are available for private sector employees, while special benefits and offers are provided for government employees.
With a commitment to transparency, trust, and responsible lending, Citizens Credit Investment Pvt Ltd helps individuals manage their financial goals with confidence and convenience. We aim to be your trusted financial partner by providing flexible solutions that support your personal growth and financial wellbeing.
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Unlock the value of your gold jewellery with a fast, secure, and convenient financing solution. Receive cash on the same day while your valuables remain safely protected in our secure vaults.
- Instant gold valuation and same-day cash disbursement
- Secure and insured vault storage
- Competitive market rates per gram
- Flexible loan and redemption periods
- Convenient part-payment option with step-by-step settlement
- Easy redemption process upon full repayment
- Online payment facilities available through any bank
Citizens Credit Investment Pvt Ltd offers trusted gold loan services designed to meet your immediate financial needs while ensuring the safety and security of your gold jewellery.
Our Gold Loan facility is designed to provide a fast, secure, and reliable financial solution for individuals who need immediate access to funds without selling their valuable gold jewellery. At Citizens Credit Investment Pvt Ltd, we understand that unexpected expenses and new opportunities can arise at any time. That is why we offer a simple and transparent gold loan process that allows you to unlock the value of your gold while retaining full ownership.
Our experienced team conducts a professional valuation of your gold jewellery and provides competitive loan amounts based on current market values. Once approved, funds can be disbursed on the same day, ensuring quick access to the financial support you need. Your pledged gold is stored in highly secure and insured vault facilities, giving you complete peace of mind throughout the loan period.
We offer flexible repayment and redemption options to suit your financial circumstances, including convenient part-payment facilities that allow you to gradually reduce your outstanding balance. With competitive interest rates, online payment facilities through any bank, and a customer-focused approach, our Gold Loan service is designed to deliver maximum convenience, security, and value. Whether you need funds for personal requirements, business expansion, education, medical expenses, or emergencies, Citizens Credit Investment Pvt Ltd is committed to providing a trusted financial solution tailored to your needs.
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